I don't care where we live...
So long as it's homely and safe, it would be whatever we made it
But then what did I go and do? Check all possible information on the internet late last night and from what I can work out, it's near-on impossible for me to get a mortgage when I only have Incapacity Benefit as an income and if they did give me a mortgage, the interest would be sky high. And even on a 1 bedroom flat at £80,000 we would have to pay at least £500 a month and there is just no way I could afford that without having to declare myself bankrupt!
It always gets to this when something good starts to happen. Everything is always just out of reach. This is the one thing I desperately want more than I have wanted anything in a while and yet it seems that there is no way we could even afford a poxy flat without barely being able to afford food.
But then what did I go and do? Check all possible information on the internet late last night and from what I can work out, it's near-on impossible for me to get a mortgage when I only have Incapacity Benefit as an income and if they did give me a mortgage, the interest would be sky high. And even on a 1 bedroom flat at £80,000 we would have to pay at least £500 a month and there is just no way I could afford that without having to declare myself bankrupt!
So to say I ended up on a downer is an understatement!!
It always gets to this when something good starts to happen. Everything is always just out of reach. This is the one thing I desperately want more than I have wanted anything in a while and yet it seems that there is no way we could even afford a poxy flat without barely being able to afford food.
I really feel for you as I know how much chronic illnesses can take away your dreams. But don't give up hope - it's the one thing it can't take from us.
ReplyDeleteThanks lovely :) I'm trying to keep as upbeat as possible and I think if we buy something at £70,000, we can actually managee it :D .x.
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